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Strategic Financial Plans Billings MT

Spring Cleaning in Your Financial House

Spring is in the air, which for many means waking up from hibernation and cleaning out the clutter. But don’t forget about clearing the cobwebs from your “financial house,” too! Even if you recently took a look at your…

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Strategic Financial Plans Billings MT

Talking to Your Aging Parents About Their Finances

Each day between 2011 and 2030, 10,000 baby boomers will celebrate their 65th birthdays. As the boomers grow older, their middle-aged children may find themselves in a challenging situation: providing financial assistance to their parents as well as…

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Financial Advisor Billings MT

Year-End Financial Planning

With the end of 2014 quickly approaching, it is a wonderful time to begin organizing your finances for the New Year. We’ve put together a list of important financial planning topics that warrant consideration. Flexible spending accounts Money that…

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Financial Advisor Billings MT

Winter Preparation Check List

Winter Preparation Checklist Are you ready for colder weather and the end-of-the-year rush? Consider using some of these tips to help you save money and time as winter approaches. Ready your home and car Your house and…

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Financial Advisor Billings MT

Supreme Court Rules on Inherited IRAs

As a result of the Supreme Court’s recent decision in Clark v. Rameker, IRA assets inherited by a nonspouse beneficiary are no longer protected from creditors in a bankruptcy proceeding. Background In 2005, the Bankruptcy Abuse Prevention and Consumer…

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Retirement Planning Billings MT

Mastering the Mysteries of File and Suspend

When and how you claim your Social Security benefit impacts the amount you receive. Could file and suspend be beneficial and benefit-enhancing? Q: My wife and I are trying to decide when to take our Social Security benefits and…

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Retirement Planning Billings MT

How to Adjust a Portfolio When Nearing Retirement

Investors who follow the financial media probably have noticed a familiar trend over the years. The financial media is notorious for focusing on the most volatile of investments including stock indexes like the S&P500 and commodities such as…

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Retirement Planning Billings MT

Curbing the Costs of Health Care

Health care expenses are a major concern for people of all ages, from recent college graduates to those nearing retirement. While it’s impossible to predict how much health care will cost in the future, there are a number of…

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Retirement Planning Billings MT

Social Security Claiming Strategies

You may have heard that choosing the right social security claiming strategy can help you and your spouse maximize your benefits. But which strategy is best? What’s the appropriate age to claim? What about spousal benefits? If you’re…

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Retirement Planning Billings MT

Avoiding Inheritance Conflict in Your Family

Even in the most close-knit families, an inheritance can cause a feud if the deceased hasn’t left a detailed plan. You might be thinking, “That would never happen to my family!” Unfortunately, family feuds over inheritances are all…

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Retirement Planning Billings MT

Preparing for Medicare Enrollment

With all the options available to you, the Medicare enrollment process can seem overwhelming, especially if you leave important decisions to the last minute. To help ensure that you make the best Medicare choices, here are some steps to take…

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investing in retirementgillette, wyoming

Improving Your Financial Health in 2013

For months, the media has focused on the fiscal cliff—those sweeping tax increases and spending cuts that are due to go into effect on January 1, 2013, unless Congress acts to change them. But that discussion shouldn’t overshadow…

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investing in retirement billings mt

Avoiding a Personal Financial Filibuster

Is the current political race getting in the way of your financial plan? Depending on the way the data is manipulated, one may come to the conclusion that the market itself predicts the presidential election or that the party in…

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investing in retirement billings mt

Tips for Saving Money on Your Cell Phone

Whether you’re looking for the hottest new toy or just want to save money on your monthly bill, there are plenty of ways to trim the overall cost of your cell phone. Follow these simple tips to save money…

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investing in retirement billings mt

The Light at the End of the Tunnel

As we look at the trajectory of the U.S. economic recovery, once again this year we see a light at the end of the tunnel and wonder if it is an oncoming train. At this point, it looks as…

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investing in retirement billings mt

Encore Careers: Becoming Your Own Boss

These days, retiring from one career doesn’t necessarily mean quitting work altogether. In fact, entrepreneurs in their 50s and 60s have launched more new businesses over the past decade than any other demographic. Drawing on the knowledge and professional…

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investing in retirement billings mt

Preparing for the Return of a Boomerang Kid

Is your recent college graduate or adult child moving back in with you? It’s far from an uncommon scenario these days. According to a recent Pew Research Center study, 3 in 10 young adults between the ages of 25…

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