Insights
SECURE 2.0 – What You Need To Know About the Securing a Strong Retirement Act
On December 29, 2022, President Biden signed into law the Consolidated Appropriations Act, 2023, an omnibus spending bill that includes the SECURE 2.0 measure (a.k.a. the...
How can I Maximize my Retirement Savings?
Gabe gives insight on maximizing your retirement savings with a few key strategies. https://youtube.com/shorts/glIjmHiWkNg?si=EnSIkaIECMiOmarE Three Different Ways to Maximize...
The 4% Rule: Is it Safe for Your Retirement Income Strategy?
Gabe touches on SRP's stance on the validity of the 4% rule. https://youtube.com/shorts/v64xmho3EPg?si=EnSIkaIECMiOmarE How Safe is the 4% Withdrawal Rule in Retirement? Now this...
401k & IRA Limit Increases for 2023
The amount individuals can contribute to their 401(k) plans in 2023 has increased to $22,500, up from $20,500 for 2022 You can see all the details...
2023 Economic and Market Outlook
As we start into 2023, we need to reckon with what happened in 2022. Both stock and bond markets were down around the world. Still, the U.S. and global economies showed...
Market Update for the Quarter Ending December 31, 2022
December Sell-Off Caps Turbulent Year Markets sold off in December, with the negative month contributing to mixed results for the quarter and declines for 2022. The S&P...
Inflation Slowing Down – What it Means for You and Your Wallet – End of Year 2022
Ryan outlines what it looks like for 2023 now that inflation is slowing down. https://youtube.com/shorts/tT0kr2RpMK4?si=EnSIkaIECMiOmarE How does Inflation Slowing Affect you?...
Monthly Market Update – January 2023
December closed out a tough year for markets. The U.S. indices showed single-digit declines for the month, capping off drops for the year of about 7...
Markets Are Down: Have we seen the bottom yet?
Has inflation peaked, when can we expect a rebound? Gabe and Ryan briefly discuss their thoughts on where the market is at. https://youtu.be/3AC4SAF018s Market Trajectory for...
Monthly Market Update – December 2022
November was a good month for markets as the bounce from October continued. U.S. indices saw single-digit gains, and developed and emerging markets...
VIDEO SERIES: ExxonMobil Benefits Package + Retirement Considerations
In this 5 part video series, Certified Financial Planners and Advisors, Ryan and Gabe, cover the components of the ExxonMobil Benefits package and all of the factors to consider...
Our Team Featured in Fortune, Entrepreneur, Bloomberg Businessweek, & Time
We were fortunate to have the opportunity to have an article written about our team and placed in these well known publications: Fortune, Entrepreneur, Bloomberg Businessweek,...
Monthly Market Update – October 2022
September was a bad month for markets, which were down between 8 percent and 12 percent for the month both here and abroad. The decline was driven by interest rates, which rose...
Why You Shouldn’t Panic About Higher Rates and a Falling Market
Presented by Gabe Lapito and Ryan Gomendi As we encounter another downswing in the ongoing bear market, it’s only natural to be concerned and ask questions. Here’s where we are...
Monthly Market Update – September 2022
After a strong rebound in July, markets pulled back again in August. U.S. and developed international markets ended the month down by 3 percent...
The Effects of Inflation on Your Retirement Plan in 2022!
Prices are UP! What do the effects of inflation mean for you and your retirement plan in 2022? We discuss the mandates of the Federal Reserve, what actions they're taking and...
SRP did it again! Forbes Top Next-Gen Wealth Advisors for 2022
Gabe Lapito has been named to Forbes Top Next-Gen Wealth Advisors for 2022. This is the 6th consecutive year to receive this honor. The list was published on 8/3/2022. 2022...
Stocks are Down. What’s Your Next Move?
Listen in to Certified Financial Planners, Gabe Lapito and Ryan Gomendi of Strategic Retirement Plans, as they give their best advice and suggestions for navigating this economic...
Bear Market: What is your Response?
We've hit our 3rd bear market in the last 43 months. A bear market is when the market drops 20% from it's high. What does this mean for you and your retirement plan? Is this...
What Should your Financial Planner be Doing?
What should a financial advisor be doing in a season of volatility? Ryan and Gabe discuss what you should expect when working with a Certified Financial Planner during a season...
How Did We End Up in A Bear Market, And What Comes Next?
Presented by Gabe Lapito, CFP® and Ryan Gomendi, CFP® As inflation has risen and stock prices have fallen, we’ve heard a lot of buzz about a bear market recently. And now we’re...
What Do We Do Now? A Strategic Response to the Stock Market Tumble
Many of the discussions around the market decline so far this year have revolved around two issues: why is it happening and how far will it go? Most people look at the market as...
Peabody Energy Employees: Retirement Considerations
Gabe Lapito and Ryan Gomendi go into a few key factors to consider when retiring as an employee with Peabody Energy. https://youtu.be/kmmTX4FCJXM SRP is not affiliated with nor...
Times are Turbulent, Markets are Volatile: What Should Investors Be Worried About?
This article was written by a colleague of ours, Christopher Rivers, and we felt was timely and helpful in these times. A Real Cool Hand My favorite movie for many years was the...
Inflation and Rising Interest Rates
Inflation is at a 40-year high which leads to a lot of uncertainty out there. What does this mean for stock markets and what does it mean for the economy? Listen in as Gabe and...
Ryan Earns New Kingdom Advisors Certification
We would like to congratulate Ryan on his new Kingdom Advisors Certification! Kingdom Advisors puts an emphasis on "a different perspective" that leads clients towards financial...
Reframing Volatility in the Markets
When you're losing money, it's hard to stay positive and optimistic. When the markets get volatile, you might hear the suggestion to “ignore the noise.” That advice is only...
Gabe Lapito Honored in 2022 Forbes Best-in-State Wealth Advisor for the 6th Consecutive Year
Billings, MT (4/7/2022) Strategic Retirement Plans, a holistic financial planning firm in Billings, MT and Gillette, WY announced that Gabe...
Monthly Market Update- April 2022
"We saw a bounce in stock markets for March, but everything was down between 3 percent and 8 percent for the first quarter. The reasons for this were twofold. First, with...
Is Hiring a Financial Advisor Worth it? It Depends.
Hiring a financial advisor might be similar to consulting with a lawyer or hiring a personal trainer if we were to compare to other industries. Every lawyer or personal trainer...