Insights
Monthly Market Update – March 2023
After a strong January, markets softened in February. U.S. markets were down by low single digits, international markets dropped, and emerging markets...
What is a Reasonable Rate of Return in Retirement?
Ryan speaks to what Rate of Return to aim for in retirement. https://youtube.com/shorts/KDDN0k4NGhc?si=EnSIkaIECMiOmarE Rate of Return in Retirement We always like to think that...
How Safe is the 4% Withdrawal Rate for Retirement?
Ryan shares SRP's perspective on the reliability of the "4% plan" in retirement. https://youtube.com/shorts/JZ3havBOH6U?si=EnSIkaIECMiOmarE SRP's Approach to Annual Withdrawal...
Retirement 101: The Optimal Withdrawal Strategy for a Secure Retirement
Gabe puts the 'S' in SRP with this brief guide to strategic retirement planning. https://youtube.com/shorts/i856o3A-_KE?si=EnSIkaIECMiOmarE What is the Best Retirement Withdrawal...
What Amount of Money do I Need in my 401k to Retire?
Ryan shares his advice on the amount of money needed for retirement. https://youtube.com/shorts/rWeacjRho_4?si=EnSIkaIECMiOmarE The Two Key Factors in Determining 401k Savings...
How Much Do I Need to Retire?
Ryan explains how SRP guides retirees to a goal for a numerical retirement amount. https://youtube.com/shorts/LCTUS02cNwA?si=EnSIkaIECMiOmarE SRP's Methodology Behind Knowing...
Maximize Your Retirement Savings: The Importance of Diversifying Your Accounts
Ryan explains the importance of a balanced and diverse portfolio to get you through down markets like we are currently experiencing. https://www.youtube.com/watch?v=wobKz_jvrT0...
How Much Should I Have in My 401K Before I Retire?
Do you wonder how much is needed in your 401k to retire? Here is Gabe's advice on some guidelines to follow for your 401k savings. https://www.youtube.com/watch?v=65RA0jsO93s...
Rate of Return: What to Expect in Retirement
Gabe and Ryan let you know about risk and reward in retirement for the best rate of return in different markets. https://www.youtube.com/watch?v=wC9B_ticXdc Calculating Risk into...
Are You Panicking About Higher Interest Rates and a Down Market?
Listen to Ryan and Gabe explain why you don't need to be worried about the current state of the market and interest rates. https://www.youtube.com/watch?v=-CjnuLfeFs8 Are you...
Monthly Market Update – February 2023
After a tough December, both U.S. and international markets showed gains in January. The primary drivers were the continued drop in inflation and the...
SECURE 2.0 – What You Need To Know About the Securing a Strong Retirement Act
On December 29, 2022, President Biden signed into law the Consolidated Appropriations Act, 2023, an omnibus spending bill that includes the SECURE 2.0 measure (a.k.a. the...
How can I Maximize my Retirement Savings?
Gabe gives insight on maximizing your retirement savings with a few key strategies. https://youtube.com/shorts/glIjmHiWkNg?si=EnSIkaIECMiOmarE Three Different Ways to Maximize...
The 4% Rule: Is it Safe for Your Retirement Income Strategy?
Gabe touches on SRP's stance on the validity of the 4% rule. https://youtube.com/shorts/v64xmho3EPg?si=EnSIkaIECMiOmarE How Safe is the 4% Withdrawal Rule in Retirement? Now this...
401k & IRA Limit Increases for 2023
The amount individuals can contribute to their 401(k) plans in 2023 has increased to $22,500, up from $20,500 for 2022 You can see all the details...
2023 Economic and Market Outlook
As we start into 2023, we need to reckon with what happened in 2022. Both stock and bond markets were down around the world. Still, the U.S. and global economies showed...
Market Update for the Quarter Ending December 31, 2022
December Sell-Off Caps Turbulent Year Markets sold off in December, with the negative month contributing to mixed results for the quarter and declines for 2022. The S&P...
Inflation Slowing Down – What it Means for You and Your Wallet – End of Year 2022
Ryan outlines what it looks like for 2023 now that inflation is slowing down. https://youtube.com/shorts/tT0kr2RpMK4?si=EnSIkaIECMiOmarE How does Inflation Slowing Affect you?...
Monthly Market Update – January 2023
December closed out a tough year for markets. The U.S. indices showed single-digit declines for the month, capping off drops for the year of about 7...
Markets Are Down: Have we seen the bottom yet?
Has inflation peaked, when can we expect a rebound? Gabe and Ryan briefly discuss their thoughts on where the market is at. https://youtu.be/3AC4SAF018s Market Trajectory for...
Monthly Market Update – December 2022
November was a good month for markets as the bounce from October continued. U.S. indices saw single-digit gains, and developed and emerging markets...
VIDEO SERIES: ExxonMobil Benefits Package + Retirement Considerations
In this 5 part video series, Certified Financial Planners and Advisors, Ryan and Gabe, cover the components of the ExxonMobil Benefits package and all of the factors to consider...
Our Team Featured in Fortune, Entrepreneur, Bloomberg Businessweek, & Time
We were fortunate to have the opportunity to have an article written about our team and placed in these well known publications: Fortune, Entrepreneur, Bloomberg Businessweek,...
Monthly Market Update – October 2022
September was a bad month for markets, which were down between 8 percent and 12 percent for the month both here and abroad. The decline was driven by interest rates, which rose...
Why You Shouldn’t Panic About Higher Rates and a Falling Market
Presented by Gabe Lapito and Ryan Gomendi As we encounter another downswing in the ongoing bear market, it’s only natural to be concerned and ask questions. Here’s where we are...
Monthly Market Update – September 2022
After a strong rebound in July, markets pulled back again in August. U.S. and developed international markets ended the month down by 3 percent...
The Effects of Inflation on Your Retirement Plan in 2022!
Prices are UP! What do the effects of inflation mean for you and your retirement plan in 2022? We discuss the mandates of the Federal Reserve, what actions they're taking and...
SRP did it again! Forbes Top Next-Gen Wealth Advisors for 2022
Gabe Lapito has been named to Forbes Top Next-Gen Wealth Advisors for 2022. This is the 6th consecutive year to receive this honor. The list was published on 8/3/2022. 2022...
Stocks are Down. What’s Your Next Move?
Listen in to Certified Financial Planners, Gabe Lapito and Ryan Gomendi of Strategic Retirement Plans, as they give their best advice and suggestions for navigating this economic...
Bear Market: What is your Response?
We've hit our 3rd bear market in the last 43 months. A bear market is when the market drops 20% from it's high. What does this mean for you and your retirement plan? Is this...