Retirement planning is the process of evaluating your current financial standing and creating a strategy for helping you achieve your desired retirement lifestyle. It is about matching goals with financial realities, focusing on providing a lifetime of income after your last paycheck.
Because an individual’s retirement years can span decades, retirement planning generally dominates other financial goals. A successful plan put in place during your working years should address ways to help maximize growth and prepare for tax-efficient distributions.
We will simultaneously develop a plan for growing your wealth and a plan for drawing on your wealth. Planning for retirement also involves risk management. Other topics, such as IRA rollovers, employer-sponsored plans, and executive compensation, may also come up during our discussions.
A good retirement plan will coordinate well with your overall plans for your investments, business, estate, taxation, and insurance needs.
