Insights
After the Last Paycheck
You’ve been looking forward to retirement for most of your working life. Maybe you’ve been anticipating relaxing on a beach, traveling, or writing a book. You might have great...
401(k) Loans: Borrowing from Your Future
If you need funds to cover an unexpected expense, taking a loan from your 401(k) account may sound appealing. Although many retirement plans offer these loans, borrowing from...
Do-Over Options for Social Security Claiming Decisions
If you claim your social security benefits and later realize doing so might not have been in your best interest, you may have an opportunity for a do-over. There are three...
Emotions of Investing
Logic and emotion have never been a perfect pairing. It is logical for investors to stay focused on their long-term goals during volatile markets, but emotionally it is very...
10 Common Retirement Mistakes
In a sense, you have been planning for your retirement ever since you started working. Maybe you’ve been contributing to a 401(k) plan, or maybe you’ve been socking away money in...
Benefits of Retirement Planning
Retirement planning is the process of evaluating your current financial standing and creating a strategy for helping you achieve your desired retirement lifestyle. It is about...
Budgeting for the Holiday Season
As the winter gifting holidays approach, current economic conditions might cause you to be more cautious than usual about how much you spend on friends and family this year. If...
Quarterly Market Update: Third Quarter 2023
Quick Hits September Sell-off Caps Challenging Quarter Fixed Income Falters as Rates Rise Economic Growth Continues Shutdown Uncertainty Highlights Continued Market Risks Solid...
Making the Case for Bonds
What a difference a couple of years makes. At the end of 2021, interest rates were at rock bottom, and banks offered savers little more than crumbs. Fast forward to today, and...
Monthly Market Update – August 2023
Quick Hits Markets Pull Back in August Mixed Month for Fixed Income Signs of Slowing Economic Growth Ahead Market Risks Shifting Positive Long-Term Outlook ...
A Financial Checklist You Can Handle
Starting fresh is always a great feeling, but the scale of what we set out to accomplish at the beginning of the year sometimes becomes overwhelming as the months go by. The...
Are We There Yet? Landing the US Economy
https://youtu.be/CeJJqWlb2pc During our 2023 Halftime Event, the SRP team discussed the economy, financial markets, and national debt.
July 2023 Market Update
Market Quick Hits Solid July for Markets Continued Challenges for Fixed Income Economic Growth Beats Expectations Market Risks Fading Strong Economy Supports...
Answering Your Questions About the Fitch Downgrade
On August 1, Fitch Ratings—one of the top three international credit rating agencies—downgraded its credit rating for the U.S. government from AAA to AA+, and although this may...
Quarterly Market Update – Second Quarter 2023
Equity Markets Surge in June June was a strong month for equity markets as resolution of the debt ceiling impasse helped lower uncertainty and supported a risk-on environment....
Kaelen’s Journey to Becoming a Certified Financial Planner
Starting a career in finance requires determination, knowledge, and a passion for helping individuals navigate the complexities of their financial lives. Recently Kaelen achieved...
Why a Fee-Based Financial Advisor Right For You
How do financial advisors get paid, and why does it matter to you? Gabe and Ryan are walking through why a fee-based investment advisory practice may...
Making the Case for Bonds
SRP Clients, What a difference a couple of years makes! At the end of 2021, interest rates were at rock bottom and banks offered savers little more than crumbs. Fast forward to...
Decoding the Debt Ceiling Crisis: An Update
We've discussed the debt ceiling crisis in past articles, and now it's back in the headlines. What does this mean, and why are we watching itnow? Several months ago, the United...
The Dollar’s Staying Power and Other Reasons Not to Panic!
Presented by Ryan Gomendi In recent weeks, there has been much ado about the dollar. Questions and concerns have arisen about de-dollarization, central bank digital...
Monthly Market Update – May 2023
After a strong March, financial markets were mixed in April. U.S. markets were up by low single digits, bond markets showed small gains, but emerging...
Quarterly Market Update – First Quarter 2023
Market highlights: March results helped all three major U.S. indices end the first quarter of 2023 in the green. Despite mid-March market turbulence caused by strain on the...
Monthly Market Update – April 2023
U.S. markets were up by low single digits in March. For the quarter, the Nasdaq performed best, followed by international developed markets and the...
Honored in Forbes’ 2023 Best-In-State Wealth Advisor List For The 7th Consecutive Year
Billings, Montana (April 4, 2023 )—Strategic Retirement Plans has announced that Gabe Lapito has been named to Forbes Best-in-State Wealth Advisors for 2023. This is...
Can a Financial Advisor Really Help?
Gabe talks about the benefits of having a financial advisor on your team. https://youtube.com/shorts/dIBUH7sJin0?si=EnSIkaIECMiOmarE How SRP Will Help you Succeed in Retirement...
Retirement Planning 101: How to Calculate Your Income Using a Safe Withdrawal Rate
Ryan discusses the best way to calculate income using a safe withdrawal rate. https://youtube.com/shorts/7phWvsv86UE?si=EnSIkaIECMiOmarE Calculating Income with a Safe Withdrawal...
What Amount of Money Do I Need for Retirement?
Ryan details what SRP likes to analyze to know if an individual is ready to retire! https://youtube.com/shorts/KEfC5L9rQZw?si=EnSIkaIECMiOmarE Amount You Need to Retire This is...
Retirement Planning: How to Accurately Estimate Your Future Rate of Return
Ryan explains estimating rate of return in retirement. https://youtube.com/shorts/OMLSUSU23bA?si=EnSIkaIECMiOmarE Estimating Rate of Return How do you estimate future rate of...
Monthly Market Update – March 2023
After a strong January, markets softened in February. U.S. markets were down by low single digits, international markets dropped, and emerging markets...
What is a Reasonable Rate of Return in Retirement?
Ryan speaks to what Rate of Return to aim for in retirement. https://youtube.com/shorts/KDDN0k4NGhc?si=EnSIkaIECMiOmarE Rate of Return in Retirement We always like to think that...