Making the Case for Bonds
SRP Clients, What a difference a couple of years makes! At the end of 2021, interest rates were at rock bottom and banks offered savers little more than crumbs. Fast forward to today and the Federal Reserve has lifted interest rates north of 5%. Interest rates on...
The Dollar’s Staying Power and Other Reasons Not to Panic!
Presented by Ryan Gomendi In recent weeks, there has been much ado about the dollar. Questions and concerns have arisen about de-dollarization, central bank digital currencies, and what the government might do to your savings. The root of these concerns seems to...How Safe is the 4% Withdrawal Rate for Retirement?
Ryan shares SRP’s perspective on the reliability of the “4% plan” in retirement. SRP’s Approach to Annual Withdrawal Rate There is a lot of research available on the validity of the 4% withdrawal rate in retirement. The idea is that, in any...Maximize Your Retirement Savings: The Importance of Diversifying Your Accounts
Ryan explains the importance of a balanced and diverse portfolio to get you through down markets like we are currently experiencing. The “Bucket Method”: Our Strategy to Balancing Risk and Reward Both stocks and bonds are down this year. Traditional 60/40...Rate of Return: What to Expect in Retirement
Gabe and Ryan let you know about risk and reward in retirement for the best rate of return in different markets. Calculating Risk into Our Rate of Return Expectation Rate of return is a function of risk. Risk level changes based on the individual and their unique...Ready to Get Acquainted?
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