Social Security Claiming Strategies for Married Couples
Deciding when to begin receiving Social Security benefits is a major financial issue for anyone approaching retirement because the age at which you apply for benefits will affect the amount you’ll receive. If you’re married, this decision can be especially...
Preparing Your College Student for Financial Responsibility
For many parents, the thought of a child heading off to college is both exciting and scary. Whether your child is going away to school for the first time or returning for another year, he or she may need help managing money and credit. This article outlines some tips...
Supreme Court Rules on Inherited IRAs
As a result of the Supreme Court’s recent decision in Clark v. Rameker, IRA assets inherited by a nonspouse beneficiary are no longer protected from creditors in a bankruptcy proceeding. Background In 2005, the Bankruptcy Abuse Prevention and Consumer Protection...
Mastering the Mysteries of File and Suspend
When and how you claim your Social Security benefit impacts the amount you receive. Could file and suspend be beneficial and benefit-enhancing? Q: My wife and I are trying to decide when to take our Social Security benefits and we keep hearing about a strategy called...
Key Points in the President’s 2015 Budget Proposal
On March 3, President Obama announced his $3.9 trillion budget proposal for fiscal year 2015. Although the budget is more of a presidential “wish list” at this point, it includes initiatives that, if passed by Congress, could have a great impact on wealthy and...Ready to Get Acquainted?
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